Cove
Edgewood, KY · Charter 19879 · Peer group: credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (n=27)
NCUA · 1 branch
Q1 2026
$78.8MAssets
$52.7MLoans
$68.9MShares
$8.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 44% of credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (rank 16 of 27).
- Widest gap: net interest margin trails 100% of credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (rank 27 of 27).
- Overall: at or above the peer median on 0 of 6 directional measures.
Return on Assets
-19.37%
Rank 27 of 27
Net Interest Margin
-13.56%
Rank 27 of 27
Equity / Assets
11.04%
Rank 17 of 27
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -19.37% | 0.04% | 0.65% | 1.41% | Beats 0% | 27 / 27 | |
| Return on Equity | -175.45% | 0.38% | 5.48% | 8.42% | Beats 0% | 27 / 27 | |
| Net Interest Margin | -13.56% | 3.20% | 3.96% | 4.60% | Beats 0% | 27 / 27 | |
| Efficiency Ratio | n/a | Not reported for this institution |
| Asset Quality |
| Nonperforming Loans / Loans | 1.19% | 0.38% | 0.86% | 1.51% | Beats 44% | 16 / 27 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.04% | 10.13% | 12.23% | 15.27% | Beats 37% | 17 / 27 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.04% | 10.13% | 12.23% | 15.27% | Beats 37% | 17 / 27 | |
| Liquidity & Funding |
| Loans / Deposits | 76.40% | 50.28% | 64.87% | 76.40% | 74th pctl | 7 / 27 | |
| Loans / Assets | 66.79% | 43.56% | 55.42% | 67.69% | 70th pctl | 8 / 27 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |