Ewa
Ewa Beach, HI · Charter 1987 · Peer group: credit unions under $1B in assets in the Urban Honolulu, HI area (n=17)
NCUA · 1 branch
Q2 2026
$13.1MAssets
$3.2MLoans
$9.9MShares
$3.1MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 88% of credit unions under $1B in assets in the Urban Honolulu, HI area (rank 2 of 17).
- Widest gap: return on equity trails 65% of credit unions under $1B in assets in the Urban Honolulu, HI area (rank 11 of 17).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.00%
Rank 8 of 17
Net Interest Margin
4.24%
Rank 3 of 17
Efficiency Ratio
79.40%
Rank 11 of 17
Equity / Assets
23.87%
Rank 2 of 17
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.00% | 0.54% | 0.99% | 1.17% | Beats 53% | 8 / 17 | |
| Return on Equity | 4.17% | 3.19% | 5.62% | 8.25% | Beats 35% | 11 / 17 | |
| Net Interest Margin | 4.24% | 2.71% | 3.12% | 3.56% | Beats 82% | 3 / 17 | |
| Efficiency Ratio | 79.40% | 64.13% | 74.39% | 81.42% | Beats 41% | 11 / 17 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.66% | 0.30% | 0.66% | 1.43% | Beats 53% | 9 / 17 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 23.87% | 11.08% | 13.24% | 17.17% | Beats 88% | 2 / 17 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 23.87% | 11.08% | 13.24% | 17.17% | Beats 88% | 2 / 17 | |
| Liquidity & Funding |
| Loans / Deposits | 32.15% | 38.54% | 55.56% | 70.42% | 12th pctl | 15 / 17 | |
| Loans / Assets | 24.36% | 29.18% | 48.61% | 61.05% | 12th pctl | 15 / 17 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |