Los Angeles, CA · Charter 19739
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
31
Asset Quality
100
Profitability
7
Liquidity
88
Efficiency
5
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Los Angeles, CA · Charter 19739
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.25% | -0.34% | -0.13% | -0.73% | -0.91% | -67 bps | |
| Return on Equity | -2.42% | -3.33% | -1.27% | -7.20% | -9.27% | -685 bps | |
| Net Interest Margin | 1.70% | 1.77% | 1.83% | 2.19% | 2.44% | +74 bps | |
| Efficiency Ratio | 112.07% | 115.88% | 110.52% | 115.09% | 127.93% | +1,586 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.63% | 0.51% | 2.23% | 0.27% | -0.43% | +20 bps | |
| Loan Growth (YoY) | 0.71% | -3.43% | -3.43% | -10.01% | -8.26% | -897 bps | |
| Share Growth (YoY) | -1.64% | -0.49% | 2.63% | 1.58% | 0.70% | +234 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 4.26% | 1.31% | 1.27% | 0.00% | 0.00% | -426 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.28% | 10.10% | 10.21% | 10.09% | 9.86% | -42 bps | |
| Net Worth / Assets | 10.28% | 10.10% | 10.21% | 10.09% | 9.86% | -42 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 59.73% | 57.17% | 56.51% | 53.29% | 54.42% | -531 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Los Angeles, CA · Charter 19739 · Peer group: credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62)
NCUA · 2 branches
Q2 2026
Return on Assets
-0.91%
Rank 58 of 62
Net Interest Margin
2.44%
Rank 54 of 62
Efficiency Ratio
127.86%
Rank 60 of 62
Equity / Assets
9.86%
Rank 43 of 62
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.91% | 0.01% | 0.47% | 0.92% | Beats 6% | 58 / 62 | |
| Return on Equity | -9.26% | 0.18% | 3.35% | 5.66% | Beats 3% | 60 / 62 | |
| Net Interest Margin | 2.44% | 2.88% | 3.31% | 3.93% | Beats 13% | 54 / 62 | |
| Efficiency Ratio | 127.86% | 71.17% | 84.14% | 92.47% | Beats 5% | 60 / 62 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.22% | 0.52% | 0.99% | Beats 100% | 6 / 62 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 9.86% | 9.30% | 12.20% | 16.33% | Beats 31% | 43 / 62 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 9.86% | 9.30% | 12.20% | 16.33% | Beats 31% | 43 / 62 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 54.42% | 48.69% | 57.00% | 84.55% | 35th pctl | 40 / 62 | |
| Loans / Assets | 48.75% | 42.93% | 53.05% | 69.62% | 42nd pctl | 36 / 62 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||