Education Personnel
Danville, IL · Charter 1969 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$74.3MAssets
$33.3MLoans
$65.6MShares
$9.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 53% of credit unions under $1B in assets (rank 798 of 1682).
- Widest gap: net interest margin trails 78% of credit unions under $1B in assets (rank 1309 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.75%
Rank 831 of 1,683
Net Interest Margin
3.25%
Rank 1,309 of 1,683
Efficiency Ratio
79.68%
Rank 922 of 1,682
Equity / Assets
12.26%
Rank 955 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.75% | 0.35% | 0.74% | 1.18% | Beats 51% | 831 / 1,683 | |
| Return on Equity | 6.10% | 2.67% | 5.89% | 8.74% | Beats 52% | 803 / 1,681 | |
| Net Interest Margin | 3.25% | 3.31% | 3.82% | 4.32% | Beats 22% | 1,309 / 1,683 | |
| Efficiency Ratio | 79.68% | 68.91% | 78.20% | 86.93% | Beats 45% | 922 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.26% | 0.65% | 1.29% | Beats 53% | 798 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.26% | 10.44% | 12.89% | 16.53% | Beats 43% | 955 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.26% | 10.44% | 12.89% | 16.53% | Beats 43% | 955 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 50.75% | 52.61% | 69.38% | 83.50% | 23rd pctl | 1,304 / 1,683 | |
| Loans / Assets | 44.79% | 44.71% | 59.18% | 70.72% | 25th pctl | 1,261 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |