Community Bank of Parkersburg
Parkersburg, WV · Cert 19681 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Community Bankshares Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
$340.3MAssets
$267.9MLoans
$262.6MDeposits
$31.4MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 68% of banks under $1B in assets operating in a single state (rank 236 of 746).
- Widest gap: total risk-based capital ratio trails 93% of banks under $1B in assets operating in a single state (rank 694 of 746).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.03%
Rank 392 of 746
Net Interest Margin
4.03%
Rank 236 of 746
Efficiency Ratio
68.79%
Rank 444 of 746
Equity / Assets
9.24%
Rank 527 of 746
Non-interest income vs. expense
Unfavorable gap of $8.3M · efficiency ratio beats 41% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.03% | 0.72% | 1.06% | 1.45% | Beats 47% | 392 / 746 | |
| Return on Equity | 11.16% | 6.74% | 10.51% | 13.63% | Beats 56% | 326 / 746 | |
| Net Interest Margin | 4.03% | 3.17% | 3.68% | 4.16% | Beats 68% | 236 / 746 | |
| Efficiency Ratio | 68.79% | 55.74% | 64.58% | 75.47% | Beats 41% | 444 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.40% | 0.09% | 0.42% | 1.07% | Beats 52% | 357 / 743 | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.05% | Beats 45% | 411 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 9.92% | 11.55% | 13.75% | 17.60% | Beats 7% | 692 / 746 | |
| Total Risk-Based Capital Ratio | 9.92% | 11.71% | 14.33% | 18.43% | Beats 7% | 694 / 746 | |
| Equity / Assets | 9.24% | 8.90% | 10.51% | 13.06% | Beats 29% | 527 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 102.01% | 61.31% | 78.27% | 90.78% | 92nd pctl | 60 / 746 | |
| Loans / Assets | 78.71% | 53.60% | 66.97% | 76.08% | 82nd pctl | 137 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |