Community Bank of Parkersburg
Parkersburg, WV · Cert 19681 · Peer group: banks under $1B in assets operating in a single state (n=751-755) · Community Bankshares Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
$340.3MAssets
$267.9MLoans
$262.6MDeposits
$31.4MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 68% of banks under $1B in assets operating in a single state (rank 239 of 755).
- Widest gap: total risk-based capital ratio trails 94% of banks under $1B in assets operating in a single state (rank 706 of 755).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.03%
Rank 397 of 755
Net Interest Margin
4.03%
Rank 239 of 755
Efficiency Ratio
68.79%
Rank 449 of 755
Equity / Assets
9.24%
Rank 541 of 755
Non-interest income vs. expense
Unfavorable gap of $8.3M · efficiency ratio beats 41% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.03% | 0.72% | 1.06% | 1.45% | Beats 47% | 397 / 755 | |
| Return on Equity | 11.16% | 6.66% | 10.44% | 13.61% | Beats 57% | 326 / 755 | |
| Net Interest Margin | 4.03% | 3.15% | 3.68% | 4.17% | Beats 68% | 239 / 755 | |
| Efficiency Ratio | 68.79% | 55.75% | 64.78% | 75.61% | Beats 41% | 449 / 755 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.40% | 0.09% | 0.42% | 1.05% | Beats 51% | 366 / 751 | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.05% | Beats 46% | 404 / 751 | |
| Capital |
| Tier 1 Capital Ratio | 9.92% | 11.56% | 13.81% | 17.74% | Beats 7% | 704 / 755 | |
| Total Risk-Based Capital Ratio | 9.92% | 11.72% | 14.46% | 18.53% | Beats 6% | 706 / 755 | |
| Equity / Assets | 9.24% | 8.93% | 10.56% | 13.13% | Beats 28% | 541 / 755 | |
| Liquidity & Funding |
| Loans / Deposits | 102.01% | 62.43% | 78.62% | 91.00% | 92nd pctl | 64 / 755 | |
| Loans / Assets | 78.71% | 54.70% | 67.27% | 76.55% | 81st pctl | 147 / 755 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |