Priority First
Du Bois, PA · Charter 19655 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$187.3MAssets
$127.2MLoans
$163.8MShares
$22.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 93% of credit unions under $1B in assets (rank 118 of 1681).
- Widest gap: net interest margin trails 59% of credit unions under $1B in assets (rank 994 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.50%
Rank 243 of 1,683
Net Interest Margin
3.65%
Rank 994 of 1,683
Efficiency Ratio
60.81%
Rank 196 of 1,682
Equity / Assets
12.12%
Rank 973 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.50% | 0.35% | 0.74% | 1.18% | Beats 86% | 243 / 1,683 | |
| Return on Equity | 12.39% | 2.67% | 5.89% | 8.74% | Beats 93% | 118 / 1,681 | |
| Net Interest Margin | 3.65% | 3.31% | 3.82% | 4.32% | Beats 41% | 994 / 1,683 | |
| Efficiency Ratio | 60.81% | 68.91% | 78.20% | 86.93% | Beats 88% | 196 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.81% | 0.26% | 0.65% | 1.29% | Beats 43% | 965 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.12% | 10.44% | 12.89% | 16.53% | Beats 42% | 973 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.12% | 10.44% | 12.89% | 16.53% | Beats 42% | 973 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 77.64% | 52.61% | 69.38% | 83.50% | 65th pctl | 587 / 1,683 | |
| Loans / Assets | 67.90% | 44.71% | 59.18% | 70.72% | 69th pctl | 523 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |