PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Ware County

Waycross, GA · Charter 19597

Q4 1994

$283KAssets
$194KLoans
$278KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -10.53%.
  • Asset quality: problem loans at 15.99% of loans.
  • Funding: loans stand at 69.95% of shares as of Q4 1994.

Financial Results

Return on Assets (YTD, annualized)

-10.53%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994YoY ΔTrend
Earnings
Return on Assets-10.64%-10.53%n/a
Return on Equityn/an/an/an/a
Net Interest Marginn/an/an/an/a
Efficiency Ration/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a
Loan Growth (YoY)n/an/an/an/a
Share Growth (YoY)n/an/an/an/a
Asset Quality
Delinquent Loans / Loans17.33%15.99%n/a
Net Charge-Offs / Loansn/an/an/an/a
Allowance / Loans10.03%4.02%n/a
Capital
Risk-Based Capitaln/an/an/an/a
Net Worth / Assetsn/an/an/an/a
Liquidity & Funding
Loans / Shares73.88%69.95%n/a
Liquid Assets / Assets20.01%20.56%n/a