Mt. McKinley Bank
Fairbanks, AK · Cert 19525 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
SI · FDIC · 5 branches
Q2 2026
$635.2MAssets
$291.4MLoans
$523.7MDeposits
$105.1MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 91% of banks under $1B in assets operating in a single state (rank 68 of 746).
- Widest gap: return on equity trails 85% of banks under $1B in assets operating in a single state (rank 634 of 746).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.69%
Rank 572 of 746
Net Interest Margin
3.31%
Rank 520 of 746
Efficiency Ratio
78.44%
Rank 596 of 746
Equity / Assets
16.54%
Rank 68 of 746
Non-interest income vs. expense
Unfavorable gap of $16.4M · efficiency ratio beats 20% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.69% | 0.72% | 1.06% | 1.45% | Beats 23% | 572 / 746 | |
| Return on Equity | 4.19% | 6.74% | 10.51% | 13.63% | Beats 15% | 634 / 746 | |
| Net Interest Margin | 3.31% | 3.17% | 3.68% | 4.16% | Beats 30% | 520 / 746 | |
| Efficiency Ratio | 78.44% | 55.74% | 64.58% | 75.47% | Beats 20% | 596 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.18% | 0.09% | 0.42% | 1.07% | Beats 23% | 576 / 743 | |
| Net Charge-Offs / Loans | 0.02% | 0.00% | 0.01% | 0.05% | Beats 44% | 417 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 18.85% | 11.55% | 13.75% | 17.60% | Beats 80% | 150 / 746 | |
| Total Risk-Based Capital Ratio | 18.85% | 11.71% | 14.33% | 18.43% | Beats 77% | 171 / 746 | |
| Equity / Assets | 16.54% | 8.90% | 10.51% | 13.06% | Beats 91% | 68 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 55.65% | 61.31% | 78.27% | 90.78% | 18th pctl | 610 / 746 | |
| Loans / Assets | 45.88% | 53.60% | 66.97% | 76.08% | 15th pctl | 634 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |