Mt. McKinley Bank
Fairbanks, AK · Cert 19525 · Peer group: banks under $1B in assets operating in a single state (n=751-755)
SI · FDIC · 5 branches
Q2 2026
$635.2MAssets
$291.4MLoans
$523.7MDeposits
$105.1MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 90% of banks under $1B in assets operating in a single state (rank 75 of 755).
- Widest gap: return on equity trails 85% of banks under $1B in assets operating in a single state (rank 641 of 755).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.69%
Rank 578 of 755
Net Interest Margin
3.31%
Rank 522 of 755
Efficiency Ratio
78.44%
Rank 602 of 755
Equity / Assets
16.54%
Rank 75 of 755
Non-interest income vs. expense
Unfavorable gap of $16.4M · efficiency ratio beats 20% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.69% | 0.72% | 1.06% | 1.45% | Beats 23% | 578 / 755 | |
| Return on Equity | 4.19% | 6.66% | 10.44% | 13.61% | Beats 15% | 641 / 755 | |
| Net Interest Margin | 3.31% | 3.15% | 3.68% | 4.17% | Beats 31% | 522 / 755 | |
| Efficiency Ratio | 78.44% | 55.75% | 64.78% | 75.61% | Beats 20% | 602 / 755 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.18% | 0.09% | 0.42% | 1.05% | Beats 22% | 584 / 751 | |
| Net Charge-Offs / Loans | 0.02% | 0.00% | 0.01% | 0.05% | Beats 46% | 410 / 751 | |
| Capital |
| Tier 1 Capital Ratio | 18.85% | 11.56% | 13.81% | 17.74% | Beats 79% | 157 / 755 | |
| Total Risk-Based Capital Ratio | 18.85% | 11.72% | 14.46% | 18.53% | Beats 76% | 178 / 755 | |
| Equity / Assets | 16.54% | 8.93% | 10.56% | 13.13% | Beats 90% | 75 / 755 | |
| Liquidity & Funding |
| Loans / Deposits | 55.65% | 62.43% | 78.62% | 91.00% | 17th pctl | 624 / 755 | |
| Loans / Assets | 45.88% | 54.70% | 67.27% | 76.55% | 14th pctl | 648 / 755 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |