Lebanon
Lebanon, PA · Charter 19510 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 7 branches
Q2 2026
$539.7MAssets
$426.7MLoans
$492.2MShares
$53.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 94% of credit unions under $1B in assets in PA (rank 4 of 72).
- Widest gap: equity / assets trails 86% of credit unions under $1B in assets in PA (rank 62 of 72).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.37%
Rank 20 of 72
Net Interest Margin
4.29%
Rank 8 of 72
Efficiency Ratio
67.63%
Rank 26 of 72
Equity / Assets
9.87%
Rank 62 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.37% | 0.59% | 1.06% | 1.40% | Beats 72% | 20 / 72 | |
| Return on Equity | 13.90% | 5.27% | 7.11% | 9.91% | Beats 94% | 4 / 72 | |
| Net Interest Margin | 4.29% | 3.09% | 3.57% | 4.10% | Beats 89% | 8 / 72 | |
| Efficiency Ratio | 67.63% | 64.37% | 73.67% | 81.63% | Beats 65% | 26 / 72 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.61% | 0.20% | 0.58% | 1.09% | Beats 47% | 39 / 72 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.87% | 10.74% | 12.96% | 16.84% | Beats 14% | 62 / 72 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.87% | 10.74% | 12.96% | 16.84% | Beats 14% | 62 / 72 | |
| Liquidity & Funding |
| Loans / Deposits | 86.69% | 34.39% | 52.54% | 65.98% | 96th pctl | 3 / 72 | |
| Loans / Assets | 79.07% | 30.23% | 45.37% | 57.67% | 97th pctl | 2 / 72 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |