Quest
Kenton, OH · Charter 19508 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$237.5MAssets
$159.7MLoans
$215.7MShares
$21.0MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 70% of credit unions under $1B in assets (rank 508 of 1681).
- Widest gap: equity / assets trails 91% of credit unions under $1B in assets (rank 1526 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.71%
Rank 870 of 1,683
Net Interest Margin
3.99%
Rank 678 of 1,683
Efficiency Ratio
86.43%
Rank 1,240 of 1,682
Equity / Assets
8.85%
Rank 1,526 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.35% | 0.74% | 1.18% | Beats 48% | 870 / 1,683 | |
| Return on Equity | 8.01% | 2.67% | 5.89% | 8.74% | Beats 70% | 508 / 1,681 | |
| Net Interest Margin | 3.99% | 3.31% | 3.82% | 4.32% | Beats 60% | 678 / 1,683 | |
| Efficiency Ratio | 86.43% | 68.91% | 78.20% | 86.93% | Beats 26% | 1,240 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.94% | 0.26% | 0.65% | 1.29% | Beats 36% | 1,080 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.85% | 10.44% | 12.89% | 16.53% | Beats 9% | 1,526 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.85% | 10.44% | 12.89% | 16.53% | Beats 9% | 1,526 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 74.03% | 52.61% | 69.38% | 83.50% | 59th pctl | 697 / 1,683 | |
| Loans / Assets | 67.23% | 44.71% | 59.18% | 70.72% | 67th pctl | 549 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |