Tipton Latham Bank, National Association, The
Tipton, MO · Cert 1941 · Peer group: banks under $1B in assets (n=557-606)
National charter · 2 branches
Q1 2026
$193.2MAssets
$142.2MLoans
$167.7MDeposits
$18.3MEquity
Executive Summary
- Strongest standing: brokered deposits / deposits outperforms 100% of banks under $1B in assets (rank 331 of 568).
- Widest gap: net charge-offs / loans trails 98% of banks under $1B in assets (rank 546 of 557).
- Overall: at or above the peer median on 2 of 10 directional measures.
Return on Assets
0.72%
Rank 412 of 604
Net Interest Margin
3.09%
Rank 433 of 604
Efficiency Ratio
47.25%
Rank 49 of 603
Equity / Assets
9.48%
Rank 376 of 604
Non-interest income vs. expense
Unfavorable gap of $2.6M · efficiency ratio beats 92% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | 0.58% | 1.00% | 1.47% | Beats 32% | 412 / 604 | |
| Return on Equity | 7.62% | 5.38% | 9.60% | 13.62% | Beats 37% | 379 / 604 | |
| Net Interest Margin | 3.09% | 3.01% | 3.52% | 4.07% | Beats 28% | 433 / 604 | |
| Efficiency Ratio | 47.25% | 58.15% | 68.01% | 80.27% | Beats 92% | 49 / 603 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.20% | 0.08% | 0.39% | 1.12% | Beats 23% | 428 / 558 | |
| Net Charge-Offs / Loans | 0.31% | n/a | 0.00% | 0.02% | Beats 2% | 546 / 557 | |
| Capital |
| Tier 1 Capital Ratio | 10.79% | 11.15% | 13.69% | 18.60% | Beats 21% | 479 / 604 | |
| Total Risk-Based Capital Ratio | 10.79% | 11.56% | 14.21% | 19.70% | Beats 17% | 500 / 604 | |
| Equity / Assets | 9.48% | 8.81% | 10.34% | 13.22% | Beats 38% | 376 / 604 | |
| Liquidity & Funding |
| Loans / Deposits | 84.81% | 63.31% | 78.59% | 92.04% | 60th pctl | 226 / 570 | |
| Loans / Assets | 73.62% | 50.80% | 66.73% | 77.27% | 65th pctl | 214 / 606 | |
| Brokered Deposits / Deposits | 0.00% | n/a | n/a | 3.83% | Beats 100% | 331 / 568 | |