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Tipton Latham Bank, National Association, The

Tipton, MO · Cert 1941 · Peer group: banks under $1B in assets (n=557-606)

National charter · 2 branches

Q1 2026

$193.2MAssets
$142.2MLoans
$167.7MDeposits
$18.3MEquity

Executive Summary

  • Strongest standing: brokered deposits / deposits outperforms 100% of banks under $1B in assets (rank 331 of 568).
  • Widest gap: net charge-offs / loans trails 98% of banks under $1B in assets (rank 546 of 557).
  • Overall: at or above the peer median on 2 of 10 directional measures.

Return on Assets

0.72%

Rank 412 of 604

Net Interest Margin

3.09%

Rank 433 of 604

Efficiency Ratio

47.25%

Rank 49 of 603

Equity / Assets

9.48%

Rank 376 of 604

Non-interest income vs. expense

$0.5M$3.1MINCOMEEXPENSE
Unfavorable gap of $2.6M · efficiency ratio beats 92% of banks under $1B in assets
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets0.72%0.58%1.00%1.47%Beats 32%412 / 604n/a
Return on Equity7.62%5.38%9.60%13.62%Beats 37%379 / 604n/a
Net Interest Margin3.09%3.01%3.52%4.07%Beats 28%433 / 604n/a
Efficiency Ratio47.25%58.15%68.01%80.27%Beats 92%49 / 603n/a
Asset Quality
Nonperforming Loans / Loans1.20%0.08%0.39%1.12%Beats 23%428 / 558n/a
Net Charge-Offs / Loans0.31%n/a0.00%0.02%Beats 2%546 / 557n/a
Capital
Tier 1 Capital Ratio10.79%11.15%13.69%18.60%Beats 21%479 / 604n/a
Total Risk-Based Capital Ratio10.79%11.56%14.21%19.70%Beats 17%500 / 604n/a
Equity / Assets9.48%8.81%10.34%13.22%Beats 38%376 / 604n/a
Liquidity & Funding
Loans / Deposits84.81%63.31%78.59%92.04%60th pctl226 / 570n/a
Loans / Assets73.62%50.80%66.73%77.27%65th pctl214 / 606n/a
Brokered Deposits / Deposits0.00%n/an/a3.83%Beats 100%331 / 568n/a