Del Met
Muncie, IN · Charter 19390 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=28-29)
NCUA · 2 branches
Q1 2026
$8.3MAssets
$1.5MLoans
$7.1MShares
$1.2MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 62% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 11 of 29).
- Widest gap: net interest margin trails 97% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 28 of 29).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.29%
Rank 21 of 29
Net Interest Margin
2.21%
Rank 28 of 29
Efficiency Ratio
89.09%
Rank 23 of 29
Equity / Assets
14.87%
Rank 11 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.29% | 0.28% | 0.58% | 0.91% | Beats 28% | 21 / 29 | | |
| Return on Equity | 1.94% | 2.45% | 5.44% | 6.87% | Beats 18% | 23 / 28 | | |
| Net Interest Margin | 2.21% | 3.43% | 4.02% | 4.58% | Beats 3% | 28 / 29 | | |
| Efficiency Ratio | 89.09% | 73.81% | 78.61% | 88.11% | Beats 24% | 23 / 29 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.79% | 0.42% | 0.79% | 1.31% | Beats 52% | 15 / 29 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.87% | 9.17% | 11.99% | 17.10% | Beats 62% | 11 / 29 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.87% | 9.17% | 11.99% | 17.10% | Beats 62% | 11 / 29 | | |
| Liquidity & Funding |
| Loans / Deposits | 21.48% | 47.46% | 62.81% | 77.25% | 0th pctl | 29 / 29 | | |
| Loans / Assets | 18.33% | 42.03% | 52.13% | 63.58% | 0th pctl | 29 / 29 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |