Hodge Bank & Trust Company
Hodge, LA · Cert 19354 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Hodge Bancshares Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
$127.6MAssets
$86.8MLoans
$108.3MDeposits
$18.6MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 96% of banks under $1B in assets operating in a single state (rank 32 of 746).
- Widest gap: net charge-offs / loans trails 97% of banks under $1B in assets operating in a single state (rank 725 of 743).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.90%
Rank 58 of 746
Net Interest Margin
4.65%
Rank 70 of 746
Efficiency Ratio
41.59%
Rank 32 of 746
Equity / Assets
14.57%
Rank 113 of 746
Non-interest income vs. expense
Unfavorable gap of $2.2M · efficiency ratio beats 96% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.90% | 0.72% | 1.06% | 1.45% | Beats 92% | 58 / 746 | |
| Return on Equity | 13.05% | 6.74% | 10.51% | 13.63% | Beats 70% | 224 / 746 | |
| Net Interest Margin | 4.65% | 3.17% | 3.68% | 4.16% | Beats 91% | 70 / 746 | |
| Efficiency Ratio | 41.59% | 55.74% | 64.58% | 75.47% | Beats 96% | 32 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.85% | 0.09% | 0.42% | 1.07% | Beats 13% | 647 / 743 | |
| Net Charge-Offs / Loans | 0.59% | 0.00% | 0.01% | 0.05% | Beats 3% | 725 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 15.16% | 11.55% | 13.75% | 17.60% | Beats 63% | 278 / 746 | |
| Total Risk-Based Capital Ratio | 15.16% | 11.71% | 14.33% | 18.43% | Beats 57% | 322 / 746 | |
| Equity / Assets | 14.57% | 8.90% | 10.51% | 13.06% | Beats 85% | 113 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 80.18% | 61.31% | 78.27% | 90.78% | 54th pctl | 341 / 746 | |
| Loans / Assets | 68.03% | 53.60% | 66.97% | 76.08% | 53rd pctl | 354 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |