Republic Bank of Chicago
Oak Brook, IL · Cert 19333 · Peer group: banks $1B-$10B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=31) · Republic Bcorp Co.
State charter, non-member · FDIC · 20 branches
Q2 2026
$2.6BAssets
$1.7BLoans
$2.3BDeposits
$322.2MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 81% of banks $1B-$10B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 6 of 31).
- Widest gap: nonperforming loans / loans trails 90% of banks $1B-$10B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 29 of 31).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.36%
Rank 19 of 31
Net Interest Margin
3.55%
Rank 12 of 31
Efficiency Ratio
61.54%
Rank 23 of 31
Equity / Assets
12.34%
Rank 6 of 31
Non-interest income vs. expense
Unfavorable gap of $46.9M · efficiency ratio beats 29% of banks $1B-$10B in assets in the Chicago-Naperville-Elgin, IL-IN area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.36% | 1.15% | 1.39% | 1.64% | Beats 39% | 19 / 31 | |
| Return on Equity | 11.05% | 11.05% | 13.35% | 16.66% | Beats 23% | 24 / 31 | |
| Net Interest Margin | 3.55% | 3.00% | 3.28% | 3.75% | Beats 61% | 12 / 31 | |
| Efficiency Ratio | 61.54% | 37.25% | 50.71% | 61.60% | Beats 29% | 23 / 31 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.27% | 0.18% | 0.41% | 1.00% | Beats 10% | 29 / 31 | |
| Net Charge-Offs / Loans | 0.03% | 0.00% | 0.04% | 0.11% | Beats 68% | 11 / 31 | |
| Capital |
| Tier 1 Capital Ratio | 12.57% | 10.88% | 11.50% | 13.72% | Beats 68% | 10 / 31 | |
| Total Risk-Based Capital Ratio | 12.57% | 11.53% | 12.02% | 14.77% | Beats 55% | 14 / 31 | |
| Equity / Assets | 12.34% | 8.90% | 10.15% | 11.24% | Beats 81% | 6 / 31 | |
| Liquidity & Funding |
| Loans / Deposits | 74.08% | 80.56% | 87.67% | 94.53% | 6th pctl | 29 / 31 | |
| Loans / Assets | 64.22% | 67.81% | 73.77% | 76.85% | 10th pctl | 28 / 31 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |