PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Purdue

West Lafayette, IN · Charter 19307

NCUA · 14 branches

Q2 2026

$2.1BAssets
$1.5BLoans
$1.8BShares
$235.9MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.97%, up 32 bps year over year; NIM at 3.30%.
  • Asset quality: problem loans at 0.17% of loans (+5 bps YoY).
  • Capital: net worth / assets of 11.06%, up 51 bps from a year ago.
  • Funding: loans stand at 85.24% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.97%+32 bps YoY

Net Interest Margin (YTD, annualized)

3.30%+32 bps YoY

Efficiency Ratio (YTD, annualized)

74.94%-615 bps YoY

Net Worth / Assets

11.06%+51 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.66%0.84%0.84%0.66%0.97%+32 bps
Return on Equity6.22%7.76%7.77%6.23%8.80%+258 bps
Net Interest Margin2.98%3.02%3.01%3.22%3.30%+32 bps
Efficiency Ratio81.10%78.42%77.81%79.88%74.94%-615 bps
Growth
Asset Growth (YoY)6.95%6.05%5.47%3.54%3.91%-305 bps
Loan Growth (YoY)2.10%1.10%2.91%2.84%4.67%+257 bps
Share Growth (YoY)8.20%6.30%5.23%2.98%2.36%-584 bps
Asset Quality
Delinquent Loans / Loans0.12%0.14%0.17%0.13%0.17%+5 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital10.55%10.83%10.76%10.66%11.06%+51 bps
Net Worth / Assets10.55%10.83%10.76%10.66%11.06%+51 bps
Liquidity & Funding
Loans / Shares83.36%84.41%84.36%82.38%85.24%+188 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps