Purdue
West Lafayette, IN · Charter 19307 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 14 branches
Q2 2026
$2.1BAssets
$1.5BLoans
$1.8BShares
$235.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 97% of credit unions $1B-$10B in assets (rank 15 of 435).
- Widest gap: efficiency ratio trails 63% of credit unions $1B-$10B in assets (rank 273 of 435).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.97%
Rank 149 of 435
Net Interest Margin
3.30%
Rank 241 of 435
Efficiency Ratio
74.94%
Rank 273 of 435
Equity / Assets
11.06%
Rank 195 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.97% | 0.55% | 0.81% | 1.14% | Beats 66% | 149 / 435 | | |
| Return on Equity | 8.80% | 5.12% | 7.41% | 9.70% | Beats 66% | 147 / 435 | | |
| Net Interest Margin | 3.30% | 3.01% | 3.39% | 3.75% | Beats 45% | 241 / 435 | | |
| Efficiency Ratio | 74.94% | 65.25% | 71.39% | 77.86% | Beats 37% | 273 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.17% | 0.45% | 0.69% | 1.05% | Beats 97% | 15 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.06% | 9.81% | 10.84% | 12.63% | Beats 55% | 195 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.06% | 9.81% | 10.84% | 12.63% | Beats 55% | 195 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.24% | 78.33% | 88.38% | 95.61% | 42nd pctl | 252 / 435 | | |
| Loans / Assets | 72.56% | 67.69% | 74.58% | 80.80% | 41st pctl | 256 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |