Livingston Parish
Denham Springs, LA · Charter 19295 · Peer group: credit unions under $1B in assets in the Baton Rouge, LA area (n=21)
NCUA · 1 branch
Q2 2026
$11.9MAssets
$4.5MLoans
$9.3MShares
$2.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 76% of credit unions under $1B in assets in the Baton Rouge, LA area (rank 5 of 21).
- Widest gap: net interest margin trails 81% of credit unions under $1B in assets in the Baton Rouge, LA area (rank 17 of 21).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.20%
Rank 16 of 21
Net Interest Margin
3.40%
Rank 17 of 21
Efficiency Ratio
95.20%
Rank 17 of 21
Equity / Assets
19.99%
Rank 5 of 21
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.20% | 0.20% | 0.59% | 1.13% | Beats 24% | 16 / 21 | |
| Return on Equity | 1.01% | 1.01% | 4.78% | 7.97% | Beats 24% | 16 / 21 | |
| Net Interest Margin | 3.40% | 3.81% | 3.95% | 4.86% | Beats 19% | 17 / 21 | |
| Efficiency Ratio | 95.20% | 72.50% | 80.80% | 90.61% | Beats 24% | 17 / 21 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.90% | 0.36% | 0.80% | 1.45% | Beats 24% | 17 / 21 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.99% | 11.23% | 14.10% | 17.49% | Beats 76% | 5 / 21 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.99% | 11.23% | 14.10% | 17.49% | Beats 76% | 5 / 21 | |
| Liquidity & Funding |
| Loans / Deposits | 48.26% | 58.58% | 76.49% | 83.93% | 10th pctl | 19 / 21 | |
| Loans / Assets | 37.95% | 53.07% | 62.76% | 69.97% | 10th pctl | 19 / 21 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |