KY W VA Gas Co. Employees
Prestonsburg, KY · Charter 19280 · Peer group: credit unions under $1B in assets (n=1,675-1,678)
NCUA · 1 branch
Q1 2025
$5.3MAssets
$3.7MLoans
$5.3MShares
$-39KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 88% of credit unions under $1B in assets (rank 193 of 1677).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets (rank 1676 of 1677).
- Overall: at or above the peer median on 1 of 6 directional measures.
Return on Assets
-19.55%
Rank 1,670 of 1,678
Net Interest Margin
4.83%
Rank 193 of 1,677
Efficiency Ratio
301%
Rank 1,669 of 1,675
Equity / Assets
-0.74%
Rank 1,676 of 1,677
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -19.55% | 0.24% | 0.67% | 1.21% | Beats 0% | 1,670 / 1,678 | | |
| Return on Equity | n/a | Not reported for this institution |
| Net Interest Margin | 4.83% | 3.12% | 3.67% | 4.25% | Beats 88% | 193 / 1,677 | | |
| Efficiency Ratio | 301% | 68.92% | 78.89% | 88.44% | Beats 0% | 1,669 / 1,675 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.14% | 0.21% | 0.58% | 1.19% | Beats 5% | 1,586 / 1,676 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | -0.73% | 10.02% | 12.33% | 15.89% | Beats 0% | 1,677 / 1,678 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | -0.74% | 10.02% | 12.33% | 15.89% | Beats 0% | 1,676 / 1,677 | | |
| Liquidity & Funding |
| Loans / Deposits | 69.72% | 54.28% | 70.33% | 83.29% | 48th pctl | 864 / 1,677 | | |
| Loans / Assets | 69.69% | 46.21% | 59.98% | 70.96% | 72nd pctl | 473 / 1,677 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |