PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Banme

Bangor, ME · Charter 19147

Q2 1995

$1.7MAssets
$1.2MLoans
$1.3MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 5.04%.
  • Asset quality: problem loans at 7.48% of loans.
  • Funding: loans stand at 97.62% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

5.04%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets0.85%2.35%5.04%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans1.22%2.97%7.48%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans2.21%2.51%3.82%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares86.37%103.96%97.62%n/a
Liquid Assets / Assets0.00%2.01%0.00%n/a