Allenport, PA · Charter 1911
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
98
Asset Quality
9
Profitability
65
Liquidity
15
Efficiency
100
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Allenport, PA · Charter 1911
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 3.08% | 2.99% | 2.57% | 2.64% | 2.64% | 2.51% | 2.48% | 2.51% | -13 bps | |
| Return on Equity | 9.81% | 9.51% | 8.09% | 8.32% | 8.22% | 7.67% | 7.58% | 7.67% | -65 bps | |
| Net Interest Margin | 4.04% | 3.92% | 3.50% | 3.54% | 3.53% | 3.54% | 3.42% | 3.40% | -14 bps | |
| Efficiency Ratio | 25.21% | 25.16% | 28.69% | 27.77% | 28.15% | 31.87% | 29.25% | 27.99% | +23 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.00% | 0.25% | 2.67% | 4.91% | 6.96% | 4.43% | 4.81% | 4.52% | -38 bps | |
| Loan Growth (YoY) | 1.89% | 4.42% | 6.97% | 6.93% | 9.90% | 10.73% | 13.43% | 19.82% | +1,289 bps | |
| Share Growth (YoY) | -7.35% | -3.83% | -1.32% | 1.86% | 5.23% | 1.22% | 2.79% | 2.66% | +80 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.16% | 2.69% | 2.26% | 2.53% | 2.43% | 2.03% | 2.07% | 2.76% | +23 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 31.44% | 31.50% | 31.72% | 31.73% | 32.06% | 32.67% | 32.73% | 32.77% | +104 bps | |
| Net Worth / Assets | 31.44% | 31.50% | 31.72% | 31.73% | 32.06% | 32.67% | 32.73% | 32.77% | +104 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 37.21% | 37.04% | 37.54% | 37.09% | 38.85% | 40.53% | 41.42% | 43.29% | +620 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Allenport, PA · Charter 1911 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
2.51%
Rank 26 of 1,683
Net Interest Margin
3.40%
Rank 1,199 of 1,683
Efficiency Ratio
28.01%
Rank 3 of 1,682
Equity / Assets
32.77%
Rank 38 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 2.51% | 0.35% | 0.74% | 1.18% | Beats 98% | 26 / 1,683 | ||
| Return on Equity | 7.67% | 2.67% | 5.89% | 8.74% | Beats 67% | 562 / 1,681 | ||
| Net Interest Margin | 3.40% | 3.31% | 3.82% | 4.32% | Beats 29% | 1,199 / 1,683 | ||
| Efficiency Ratio | 28.01% | 68.91% | 78.20% | 86.93% | Beats 100% | 3 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 2.76% | 0.26% | 0.65% | 1.29% | Beats 9% | 1,534 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 32.77% | 10.44% | 12.89% | 16.53% | Beats 98% | 38 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 32.77% | 10.44% | 12.89% | 16.53% | Beats 98% | 38 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 43.29% | 52.61% | 69.38% | 83.50% | 14th pctl | 1,439 / 1,683 | ||
| Loans / Assets | 29.98% | 44.71% | 59.18% | 70.72% | 8th pctl | 1,553 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||