PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Newell

Newell, PA · Charter 19045

NCUA · 3 branches

Q2 2026

$5.7MAssets
$3.1MLoans
$5.1MShares
$610KNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.02%, down 49 bps year over year; NIM at 3.95%.
  • Asset quality: problem loans at 0.00% of loans (-7 bps YoY).
  • Capital: net worth / assets of 10.68%, up 130 bps from a year ago.
  • Funding: loans stand at 60.49% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.02%-49 bps YoY

Net Interest Margin (YTD, annualized)

3.95%+22 bps YoY

Efficiency Ratio (YTD, annualized)

99.59%+1,450 bps YoY

Net Worth / Assets

10.68%+130 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.50%0.66%0.74%-0.16%0.02%-49 bps
Return on Equity5.37%6.83%7.03%-1.52%0.16%-521 bps
Net Interest Margin3.73%3.80%4.08%3.93%3.95%+22 bps
Efficiency Ratio85.09%83.12%82.97%103.44%99.59%+1,450 bps
Growth
Asset Growth (YoY)-6.45%-2.97%-5.56%-6.19%-8.01%-157 bps
Loan Growth (YoY)-0.51%0.31%-7.18%-8.25%-5.04%-453 bps
Share Growth (YoY)-7.69%-3.83%-6.85%-7.49%-9.28%-159 bps
Asset Quality
Delinquent Loans / Loans0.07%0.00%0.00%0.00%0.00%-7 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.62%0.59%0.62%0.63%0.56%-6 bps
Capital
Risk-Based Capital9.38%9.73%10.53%10.55%10.68%+130 bps
Net Worth / Assets9.38%9.73%10.53%10.55%10.68%+130 bps
Liquidity & Funding
Loans / Shares57.78%59.13%61.09%60.05%60.49%+271 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps