Harwood Heights, IL · Cert 19008 · Parkway Bcorp Inc.
State charter, non-member · FDIC · 27 branches
Q2 2026
Market Position · Chicago-Naperville-Elgin, IL-IN · 2026 SOD (annual) · 0.4% share · #29 of 147 inst. · $2.6B of $630.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.91% | 0.94% | 0.96% | 1.03% | 1.05% | 1.12% | 1.19% | 1.20% | +17 bps | |
| Return on Equity | 8.72% | 8.97% | 8.89% | 9.45% | 9.65% | 10.20% | 10.42% | 10.61% | +116 bps | |
| Net Interest Margin | 2.63% | 2.68% | 2.73% | 2.85% | 2.91% | 2.86% | 3.00% | 3.02% | +17 bps | |
| Efficiency Ratio | 49.07% | 47.97% | 49.13% | 48.05% | 46.51% | 45.54% | 46.24% | 45.33% | -272 bps | |
| Non-Interest Burden | 1.23% | 1.23% | 1.30% | 1.32% | 1.30% | 1.25% | 1.34% | 1.32% | 0 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.51% | 4.27% | 3.32% | 0.21% | 3.17% | 1.05% | 2.05% | 3.01% | +281 bps | |
| Loan Growth (YoY) | 3.70% | 6.70% | 3.90% | 2.82% | 7.54% | 3.32% | 4.47% | 4.63% | +181 bps | |
| Deposit Growth (YoY) | 3.02% | 0.04% | 1.52% | -2.29% | 2.14% | -0.25% | -2.45% | 3.65% | +594 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 1.38% | 1.30% | 1.12% | 1.13% | 1.07% | 1.06% | 1.07% | 1.05% | -7 bps | |
| Net Charge-Offs / Loans | 0.07% | 0.10% | -0.01% | 0.00% | 0.00% | 0.03% | 0.00% | -0.01% | -1 bps | |
| Allowance / Loans | 1.18% | 1.14% | 1.18% | 1.21% | 1.18% | 1.12% | 1.09% | 1.13% | -9 bps | |
| Allowance Coverage of NPLs | 0.9x | 0.9x | 1.1x | 1.1x | 1.1x | 1.1x | 1.0x | 1.1x | 0.0x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 11.07% | 11.31% | 11.08% | 11.21% | 11.59% | 11.44% | 11.73% | 11.50% | +29 bps | |
| Total Risk-Based Capital | 13.50% | 13.42% | 13.65% | 13.98% | 13.47% | 13.83% | 13.94% | 13.75% | -23 bps | |
| Equity / Assets | 10.46% | 10.69% | 10.83% | 11.15% | 10.82% | 11.37% | 11.41% | 11.24% | +9 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 100.71% | 103.02% | 100.00% | 104.95% | 106.03% | 106.71% | 107.09% | 105.94% | +100 bps | |
| Liquid Assets / Assets | 17.10% | 14.42% | 14.99% | 14.48% | 12.87% | 12.27% | 12.86% | 13.08% | -140 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 527% | 501% | 485% | n/a | n/a | |