Parkway Bank and Trust Company
Harwood Heights, IL · Cert 19008 · Peer group: banks $1B-$10B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=31) · Parkway Bcorp Inc.
State charter, non-member · FDIC · 27 branches
Q2 2026
$3.7BAssets
$2.9BLoans
$2.8BDeposits
$410.7MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 81% of banks $1B-$10B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 7 of 31).
- Widest gap: return on equity trails 84% of banks $1B-$10B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 26 of 31).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.20%
Rank 22 of 31
Net Interest Margin
3.02%
Rank 22 of 31
Efficiency Ratio
45.33%
Rank 12 of 31
Equity / Assets
11.24%
Rank 8 of 31
Non-interest income vs. expense
Unfavorable gap of $46.5M · efficiency ratio beats 65% of banks $1B-$10B in assets in the Chicago-Naperville-Elgin, IL-IN area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.20% | 1.15% | 1.39% | 1.64% | Beats 29% | 22 / 31 | |
| Return on Equity | 10.68% | 11.05% | 13.35% | 16.66% | Beats 16% | 26 / 31 | |
| Net Interest Margin | 3.02% | 3.00% | 3.28% | 3.75% | Beats 29% | 22 / 31 | |
| Efficiency Ratio | 45.33% | 37.25% | 50.71% | 61.60% | Beats 65% | 12 / 31 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.05% | 0.18% | 0.41% | 1.00% | Beats 23% | 25 / 31 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.04% | 0.11% | Beats 81% | 7 / 31 | |
| Capital |
| Tier 1 Capital Ratio | 12.59% | 10.88% | 11.50% | 13.72% | Beats 71% | 9 / 31 | |
| Total Risk-Based Capital Ratio | 13.75% | 11.53% | 12.02% | 14.77% | Beats 71% | 9 / 31 | |
| Equity / Assets | 11.24% | 8.90% | 10.15% | 11.24% | Beats 74% | 8 / 31 | |
| Liquidity & Funding |
| Loans / Deposits | 105.94% | 80.56% | 87.67% | 94.53% | 94th pctl | 2 / 31 | |
| Loans / Assets | 80.06% | 67.81% | 73.77% | 76.85% | 87th pctl | 4 / 31 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |