New Haven Teachers
New Haven, CT · Charter 19 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$10.2MAssets
$1.2MLoans
$7.0MShares
$3.3MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 98% of credit unions under $1B in assets (rank 42 of 1683).
- Widest gap: net interest margin trails 96% of credit unions under $1B in assets (rank 1611 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.84%
Rank 745 of 1,683
Net Interest Margin
2.54%
Rank 1,611 of 1,683
Efficiency Ratio
66.92%
Rank 355 of 1,682
Equity / Assets
32.00%
Rank 42 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.84% | 0.35% | 0.74% | 1.18% | Beats 56% | 745 / 1,683 | |
| Return on Equity | 2.62% | 2.67% | 5.89% | 8.74% | Beats 24% | 1,276 / 1,681 | |
| Net Interest Margin | 2.54% | 3.31% | 3.82% | 4.32% | Beats 4% | 1,611 / 1,683 | |
| Efficiency Ratio | 66.92% | 68.91% | 78.20% | 86.93% | Beats 79% | 355 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.16% | 0.26% | 0.65% | 1.29% | Beats 82% | 311 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 32.00% | 10.44% | 12.89% | 16.53% | Beats 98% | 42 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 32.00% | 10.44% | 12.89% | 16.53% | Beats 98% | 42 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 17.51% | 52.61% | 69.38% | 83.50% | 2nd pctl | 1,657 / 1,683 | |
| Loans / Assets | 11.90% | 44.71% | 59.18% | 70.72% | 1st pctl | 1,664 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |