College Park, MD · Charter 18948
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.29% | 0.43% | -0.24% | -0.33% | -1.45% | -174 bps | |
| Return on Equity | 2.33% | 3.38% | -1.93% | -2.74% | -12.90% | -1,522 bps | |
| Net Interest Margin | 3.48% | 3.63% | 3.65% | 3.26% | 3.79% | +31 bps | |
| Efficiency Ratio | 87.48% | 84.52% | 106.50% | 108.19% | 98.29% | +1,082 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 11.24% | 11.02% | 3.64% | 4.16% | 1.72% | -952 bps | |
| Loan Growth (YoY) | -0.34% | -5.43% | -6.30% | -4.27% | -0.75% | -41 bps | |
| Share Growth (YoY) | 13.06% | 12.44% | 4.38% | 4.89% | 3.25% | -981 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 4.84% | 5.55% | 3.19% | 5.03% | 6.96% | +212 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.67% | 12.81% | 12.29% | 12.08% | 11.22% | -145 bps | |
| Net Worth / Assets | 12.67% | 12.81% | 12.29% | 12.08% | 11.22% | -145 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 65.77% | 65.13% | 63.75% | 63.21% | 63.22% | -255 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |