PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Frederick Douglass Headstart

Los Angeles, CA · Charter 18901

Q2 1995

$163KAssets
$83KLoans
$125KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.61%.
  • Asset quality: problem loans at 43.61% of loans.
  • Funding: loans stand at 65.99% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

0.61%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets3.62%2.38%0.61%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans53.52%37.65%43.61%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans19.73%16.56%20.52%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares70.80%98.93%65.99%n/a
Liquid Assets / Assets13.10%22.39%28.10%n/a