First National Bank of Gillette
Gillette, WY · Cert 18880 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · First NB Gillette Holding Co.
National charter · OCC · 3 branches
Q2 2026
$651.9MAssets
$164.0MLoans
$570.0MDeposits
$79.2MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 185 of 743).
- Widest gap: net interest margin trails 87% of banks under $1B in assets operating in a single state (rank 648 of 746).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.21%
Rank 290 of 746
Net Interest Margin
2.86%
Rank 648 of 746
Efficiency Ratio
51.99%
Rank 134 of 746
Equity / Assets
12.15%
Rank 233 of 746
Non-interest income vs. expense
Unfavorable gap of $8.5M · efficiency ratio beats 82% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.21% | 0.72% | 1.06% | 1.45% | Beats 61% | 290 / 746 | |
| Return on Equity | 9.98% | 6.74% | 10.51% | 13.63% | Beats 46% | 400 / 746 | |
| Net Interest Margin | 2.86% | 3.17% | 3.68% | 4.16% | Beats 13% | 648 / 746 | |
| Efficiency Ratio | 51.99% | 55.74% | 64.58% | 75.47% | Beats 82% | 134 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.72% | 0.09% | 0.42% | 1.07% | Beats 37% | 472 / 743 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 14.93% | 11.55% | 13.75% | 17.60% | Beats 61% | 293 / 746 | |
| Total Risk-Based Capital Ratio | 14.93% | 11.71% | 14.33% | 18.43% | Beats 55% | 333 / 746 | |
| Equity / Assets | 12.15% | 8.90% | 10.51% | 13.06% | Beats 69% | 233 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 28.77% | 61.31% | 78.27% | 90.78% | 2nd pctl | 734 / 746 | |
| Loans / Assets | 25.16% | 53.60% | 66.97% | 76.08% | 2nd pctl | 731 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |