Brooklyn, NY · Charter 18823
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.49% | 0.99% | 0.97% | 0.76% | 0.49% | -200 bps | |
| Return on Equity | 5.50% | 2.27% | 2.25% | 1.75% | 1.16% | -435 bps | |
| Net Interest Margin | 3.49% | 2.31% | 2.24% | 1.90% | 1.53% | -197 bps | |
| Efficiency Ratio | 28.69% | 61.35% | 59.81% | 59.85% | 68.10% | +3,941 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -19.18% | -17.02% | -16.55% | -3.71% | 7.46% | +2,664 bps | |
| Loan Growth (YoY) | -37.68% | -100.00% | -100.00% | -100.00% | -100.00% | -6,232 bps | |
| Share Growth (YoY) | -31.73% | -27.60% | -26.78% | -7.23% | 13.61% | +4,534 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 100.00% | n/a | n/a | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 100.00% | n/a | n/a | n/a | n/a | n/a | |
| Capital | |||||||
| Risk-Based Capital | 45.27% | 43.40% | 43.12% | 43.52% | 42.14% | -314 bps | |
| Net Worth / Assets | 45.27% | 43.40% | 43.12% | 43.52% | 42.14% | -314 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 0.28% | 0.00% | 0.00% | 0.00% | 0.00% | -28 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |