Greater Latrobe Schools
New Alexandria, PA · Charter 18775 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=82-83)
NCUA · 1 branch
Q4 2025
$2.1MAssets
$1.1MLoans
$1.7MShares
$337KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 7 of 83).
- Widest gap: return on assets trails 95% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 79 of 83).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
-1.26%
Rank 79 of 83
Net Interest Margin
4.66%
Rank 11 of 83
Efficiency Ratio
106.25%
Rank 75 of 82
Equity / Assets
16.37%
Rank 31 of 83
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.26% | 0.37% | 0.83% | 1.24% | Beats 5% | 79 / 83 | |
| Return on Equity | -7.72% | 2.84% | 5.44% | 8.92% | Beats 6% | 77 / 82 | |
| Net Interest Margin | 4.66% | 3.11% | 3.56% | 4.36% | Beats 87% | 11 / 83 | |
| Efficiency Ratio | 106.25% | 63.28% | 74.36% | 86.78% | Beats 10% | 75 / 82 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.20% | 0.76% | 2.30% | Beats 100% | 7 / 83 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.35% | 11.95% | 14.61% | 18.05% | Beats 63% | 31 / 83 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.37% | 11.95% | 14.60% | 18.05% | Beats 63% | 31 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 61.26% | 35.92% | 49.51% | 69.66% | 65th pctl | 29 / 83 | |
| Loans / Assets | 51.24% | 29.95% | 43.01% | 59.15% | 64th pctl | 30 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |