Louviers Newark, DE · Charter 18765 · Peer group: credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=55-56)
NCUA · 4 branches
Q3 2025
$220.3M Assets
$57.7M Loans
$201.5M Shares
$38.5M Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 73% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 16 of 55). Widest gap: net interest margin trails 80% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 45 of 56). Overall: at or above the peer median on 3 of 7 directional measures. Return on Assets
0.07%
Rank 44 of 56
Net Interest Margin
2.58%
Rank 45 of 56
Efficiency Ratio
94.57%
Rank 44 of 56
Equity / Assets
17.49%
Rank 16 of 56
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.07% 0.16% 0.70% 1.28% Beats 21% 44 / 56 Return on Equity 0.42% 0.86% 5.98% 8.96% Beats 21% 44 / 56 Net Interest Margin 2.58% 2.68% 3.33% 4.18% Beats 20% 45 / 56 Efficiency Ratio 94.57% 71.51% 82.42% 92.19% Beats 23% 44 / 56 Asset Quality Nonperforming Loans / Loans 0.36% 0.24% 0.70% 1.55% Beats 73% 16 / 55 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 17.49% 10.24% 12.27% 17.68% Beats 71% 16 / 56 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 17.49% 10.24% 12.27% 17.68% Beats 71% 16 / 56 Liquidity & Funding Loans / Deposits 28.65% 30.31% 51.97% 72.74% 23rd pctl 43 / 56 Loans / Assets 26.20% 25.06% 44.63% 60.81% 27th pctl 41 / 56 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (55 to 56 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.41%, the median effective tax rate of the 2,782 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11