Bruning Bank
Bruning, NE · Cert 18748 · Peer group: banks under $1B in assets in NE (n=83) · Bruning Bancshares Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
$659.9MAssets
$495.2MLoans
$560.4MDeposits
$60.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in NE (rank 19 of 83).
- Widest gap: equity / assets trails 92% of banks under $1B in assets in NE (rank 76 of 83).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.25%
Rank 38 of 83
Net Interest Margin
3.62%
Rank 42 of 83
Efficiency Ratio
59.95%
Rank 42 of 83
Equity / Assets
9.10%
Rank 76 of 83
Non-interest income vs. expense
Unfavorable gap of $13.2M · efficiency ratio beats 51% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.25% | 0.93% | 1.20% | 1.51% | Beats 54% | 38 / 83 | | |
| Return on Equity | 13.71% | 8.04% | 10.34% | 13.11% | Beats 83% | 14 / 83 | | |
| Net Interest Margin | 3.62% | 3.25% | 3.62% | 4.02% | Beats 49% | 42 / 83 | | |
| Efficiency Ratio | 59.95% | 51.13% | 59.95% | 67.19% | Beats 51% | 42 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.19% | 0.96% | Beats 100% | 19 / 83 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.02% | Beats 100% | 33 / 83 | | |
| Capital |
| Tier 1 Capital Ratio | 10.01% | 10.94% | 13.24% | 16.62% | Beats 12% | 73 / 83 | | |
| Total Risk-Based Capital Ratio | 10.01% | 11.04% | 13.54% | 17.63% | Beats 12% | 73 / 83 | | |
| Equity / Assets | 9.10% | 9.90% | 11.31% | 13.84% | Beats 8% | 76 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 88.35% | 71.97% | 83.15% | 92.22% | 65th pctl | 29 / 83 | | |
| Loans / Assets | 75.03% | 57.96% | 69.15% | 77.64% | 66th pctl | 28 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |