Newtek Bank, National Association
Miami, FL · Cert 18734 · Peer group: banks $1B-$10B in assets (n=322-328) · Newtekone Inc.
National charter · OCC · 1 branch
Q2 2026
$2.5BAssets
$2.1BLoans
$2.2BDeposits
$206.0MEquity
Executive Summary
- Strongest standing: return on equity outperforms 99% of banks $1B-$10B in assets (rank 3 of 328).
- Widest gap: nonperforming loans / loans trails 100% of banks $1B-$10B in assets (rank 322 of 322).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
3.86%
Rank 7 of 328
Net Interest Margin
4.08%
Rank 51 of 328
Efficiency Ratio
38.33%
Rank 17 of 328
Equity / Assets
8.33%
Rank 299 of 328
Non-interest income vs. expense
Favorable gap of $80.1M · efficiency ratio beats 95% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 3.86% | 0.91% | 1.22% | 1.52% | Beats 98% | 7 / 328 | |
| Return on Equity | 46.38% | 8.43% | 11.45% | 14.43% | Beats 99% | 3 / 328 | |
| Net Interest Margin | 4.08% | 3.03% | 3.45% | 3.83% | Beats 84% | 51 / 328 | |
| Efficiency Ratio | 38.33% | 51.61% | 59.56% | 67.53% | Beats 95% | 17 / 328 | |
| Asset Quality |
| Nonperforming Loans / Loans | 7.18% | 0.24% | 0.51% | 1.03% | Beats 0% | 322 / 322 | |
| Net Charge-Offs / Loans | 0.71% | 0.01% | 0.03% | 0.10% | Beats 4% | 309 / 322 | |
| Capital |
| Tier 1 Capital Ratio | 11.52% | 11.75% | 13.15% | 15.47% | Beats 23% | 252 / 328 | |
| Total Risk-Based Capital Ratio | 12.79% | 12.63% | 14.15% | 16.46% | Beats 27% | 238 / 328 | |
| Equity / Assets | 8.33% | 9.15% | 10.33% | 12.01% | Beats 9% | 299 / 328 | |
| Liquidity & Funding |
| Loans / Deposits | 92.48% | 76.63% | 87.92% | 95.36% | 67th pctl | 106 / 323 | |
| Loans / Assets | 82.92% | 65.18% | 74.15% | 79.98% | 84th pctl | 51 / 328 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |