Burbank, CA · Charter 18708
NCUA · 15 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.38% | 0.71% | 0.68% | 0.93% | 0.79% | +41 bps | |
| Return on Equity | 3.28% | 6.05% | 5.93% | 8.12% | 6.69% | +340 bps | |
| Net Interest Margin | 3.48% | 3.55% | 3.48% | 3.58% | 3.64% | +16 bps | |
| Efficiency Ratio | 74.58% | 71.86% | 73.48% | 72.34% | 75.03% | +46 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.16% | 5.16% | 5.91% | 4.76% | 4.39% | +22 bps | |
| Loan Growth (YoY) | 1.10% | 1.30% | 2.49% | 3.61% | 3.87% | +277 bps | |
| Share Growth (YoY) | 4.35% | 4.91% | 5.58% | 4.27% | 3.84% | -52 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.91% | 0.96% | 1.03% | 0.83% | 0.74% | -17 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.47% | 11.81% | 11.46% | 11.44% | 11.74% | +27 bps | |
| Net Worth / Assets | 11.47% | 11.81% | 11.46% | 11.44% | 11.74% | +27 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 91.32% | 93.04% | 90.50% | 89.39% | 91.35% | +3 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |