Maui County
Wailuku, HI · Charter 1866 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$487.5MAssets
$228.8MLoans
$417.2MShares
$68.2MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 65% of credit unions under $1B in assets (rank 596 of 1682).
- Widest gap: net interest margin trails 93% of credit unions under $1B in assets (rank 1561 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.70%
Rank 880 of 1,683
Net Interest Margin
2.74%
Rank 1,561 of 1,683
Efficiency Ratio
73.07%
Rank 596 of 1,682
Equity / Assets
13.98%
Rank 680 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.70% | 0.35% | 0.74% | 1.18% | Beats 48% | 880 / 1,683 | | |
| Return on Equity | 5.03% | 2.67% | 5.89% | 8.74% | Beats 43% | 954 / 1,681 | | |
| Net Interest Margin | 2.74% | 3.31% | 3.82% | 4.32% | Beats 7% | 1,561 / 1,683 | | |
| Efficiency Ratio | 73.07% | 68.91% | 78.20% | 86.93% | Beats 65% | 596 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.09% | 0.26% | 0.65% | 1.29% | Beats 13% | 1,463 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.98% | 10.44% | 12.89% | 16.53% | Beats 60% | 680 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.98% | 10.44% | 12.89% | 16.53% | Beats 60% | 680 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 54.86% | 52.61% | 69.38% | 83.50% | 28th pctl | 1,214 / 1,683 | | |
| Loans / Assets | 46.94% | 44.71% | 59.18% | 70.72% | 29th pctl | 1,202 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |