Long Beach, CA · Charter 18623
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.72% | 1.11% | 0.98% | 1.05% | 0.71% | -1 bps | |
| Return on Equity | 4.60% | 6.95% | 6.04% | 6.35% | 4.34% | -26 bps | |
| Net Interest Margin | 3.78% | 3.76% | 3.82% | 3.69% | 3.68% | -10 bps | |
| Efficiency Ratio | 81.68% | 76.58% | 78.10% | 80.49% | 80.09% | -159 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -5.20% | -3.77% | -1.23% | -2.04% | 0.85% | +606 bps | |
| Loan Growth (YoY) | -10.35% | -10.06% | -9.28% | -6.30% | -1.49% | +886 bps | |
| Share Growth (YoY) | -6.61% | -5.41% | -2.44% | -3.82% | 0.45% | +706 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.91% | 0.63% | 0.63% | 0.30% | 0.42% | -48 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 15.55% | 15.96% | 16.24% | 16.48% | 16.33% | +78 bps | |
| Net Worth / Assets | 15.55% | 15.96% | 16.24% | 16.48% | 16.33% | +78 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 87.87% | 88.14% | 88.93% | 89.40% | 86.17% | -170 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |