Community Bank of Easton
Easton, IL · Cert 18568 · Peer group: banks under $1B in assets in IL (n=149-151) · Uir Acceptance Corp.
State charter, non-member · FDIC · 1 branch
Q2 2026
$43.0MAssets
$18.8MLoans
$34.1MDeposits
$8.4MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in IL (rank 14 of 149).
- Widest gap: return on equity trails 95% of banks under $1B in assets in IL (rank 143 of 151).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
0.30%
Rank 139 of 151
Net Interest Margin
4.27%
Rank 15 of 151
Efficiency Ratio
83.44%
Rank 137 of 151
Equity / Assets
19.49%
Rank 7 of 151
Non-interest income vs. expense
Unfavorable gap of $1.5M · efficiency ratio beats 10% of banks under $1B in assets in IL | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.30% | 0.70% | 1.03% | 1.34% | Beats 8% | 139 / 151 | | |
| Return on Equity | 1.55% | 6.74% | 9.34% | 12.94% | Beats 5% | 143 / 151 | | |
| Net Interest Margin | 4.27% | 3.02% | 3.43% | 3.83% | Beats 90% | 15 / 151 | | |
| Efficiency Ratio | 83.44% | 54.64% | 64.89% | 72.50% | Beats 10% | 137 / 151 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.20% | 0.66% | 1.77% | Beats 100% | 14 / 149 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.02% | 0.07% | Beats 100% | 27 / 149 | | |
| Capital |
| Tier 1 Capital Ratio | 16.32% | 11.83% | 14.17% | 18.66% | Beats 67% | 50 / 151 | | |
| Total Risk-Based Capital Ratio | 16.32% | 12.22% | 14.54% | 19.92% | Beats 61% | 59 / 151 | | |
| Equity / Assets | 19.49% | 9.10% | 10.65% | 12.40% | Beats 95% | 7 / 151 | | |
| Liquidity & Funding |
| Loans / Deposits | 55.01% | 54.39% | 71.02% | 80.75% | 28th pctl | 108 / 149 | | |
| Loans / Assets | 43.61% | 45.91% | 61.31% | 68.01% | 17th pctl | 126 / 151 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |