Brookfield, IL · Cert 18564 · Brookfield Bancshares Inc.
National charter · OCC · 1 branch
Q2 2026
Market Position · Chicago-Naperville-Elgin, IL-IN · 2026 SOD (annual) · 0.1% share · #83 of 147 inst. · $0.3B of $630.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.57% | 1.62% | 1.61% | 1.63% | 1.85% | +28 bps | |
| Return on Equity | 12.31% | 12.74% | 12.70% | 12.89% | 14.42% | +211 bps | |
| Net Interest Margin | 4.09% | 3.99% | 3.92% | 4.10% | 4.19% | +9 bps | |
| Efficiency Ratio | 46.12% | 45.62% | 46.24% | 45.94% | 43.83% | -229 bps | |
| Non-Interest Burden | 1.76% | 1.69% | 1.68% | 1.70% | 1.66% | -10 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.40% | 11.89% | 14.53% | 17.81% | 8.63% | +23 bps | |
| Loan Growth (YoY) | 13.14% | 13.96% | 18.87% | 19.85% | 12.77% | -37 bps | |
| Deposit Growth (YoY) | 14.71% | 15.18% | 16.35% | 18.53% | 10.27% | -444 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.21% | 0.21% | 0.18% | 0.00% | 0.00% | -21 bps | |
| Net Charge-Offs / Loans | -0.01% | -0.01% | -0.01% | 0.01% | 0.00% | +1 bps | |
| Allowance / Loans | 1.61% | 1.64% | 1.57% | 1.55% | 1.52% | -9 bps | |
| Allowance Coverage of NPLs | 7.5x | 7.8x | 8.8x | n/a | n/a | n/a | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 13.04% | 12.76% | 12.60% | 12.63% | 13.04% | +1 bps | |
| Total Risk-Based Capital | 14.91% | 14.86% | 14.51% | 14.22% | 13.04% | -187 bps | |
| Equity / Assets | 12.61% | 12.54% | 12.68% | 12.55% | 13.32% | +71 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 115.50% | 111.89% | 115.36% | 113.78% | 118.12% | +262 bps | |
| Liquid Assets / Assets | 7.77% | 10.28% | 7.70% | 8.55% | 4.59% | -318 bps | |
| CRE / Total Capital | n/a | 540% | 564% | 568% | n/a | n/a | |