Hollywood, CA · Charter 18492
Q2 1998
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 1996 | Q4 1996 | Q1 1997 | Q2 1997 | Q3 1997 | Q4 1997 | Q1 1998 | Q2 1998 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | n/a | 4.44% | 4.90% | 4.78% | 4.82% | 4.62% | 4.81% | 4.65% | -13 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | 16.44% | 16.63% | 15.06% | 14.56% | 11.92% | 13.30% | 15.28% | 15.11% | +55 bps | |
| Loan Growth (YoY) | 13.05% | 18.94% | 18.23% | 15.54% | 14.02% | 11.83% | 12.01% | 11.43% | -410 bps | |
| Share Growth (YoY) | 16.01% | 16.04% | 14.32% | 13.77% | 10.69% | 12.63% | 14.63% | 14.46% | +69 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.56% | 0.47% | 0.45% | 0.39% | 0.42% | 0.54% | 0.70% | 0.45% | +6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.56% | 0.53% | 0.51% | 0.45% | 0.44% | 0.50% | 0.52% | 0.49% | +4 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 83.50% | 84.23% | 84.33% | 84.02% | 86.01% | 83.64% | 82.40% | 81.80% | -222 bps | |
| Liquid Assets / Assets | 18.13% | 16.95% | 18.22% | 19.50% | 18.03% | 18.42% | 20.06% | 21.37% | +187 bps | |