PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

First Entertainment

Hollywood, CA · Charter 18492

Q2 1998

$198.8MAssets
$144.9MLoans
$177.2MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 4.65%, down 13 bps year over year.
  • Asset quality: problem loans at 0.45% of loans (+6 bps YoY).
  • Funding: loans stand at 81.80% of shares as of Q2 1998.

Financial Results

Return on Assets (quarter, annualized)

4.65%-13 bps YoY

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1997Q3 1997Q4 1997Q1 1998Q2 1998YoY ΔTrend
Earnings
Return on Assets4.78%4.82%4.62%4.81%4.65%-13 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)14.56%11.92%13.30%15.28%15.11%+55 bps
Loan Growth (YoY)15.54%14.02%11.83%12.01%11.43%-410 bps
Share Growth (YoY)13.77%10.69%12.63%14.63%14.46%+69 bps
Asset Quality
Delinquent Loans / Loans0.39%0.42%0.54%0.70%0.45%+6 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.45%0.44%0.50%0.52%0.49%+4 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares84.02%86.01%83.64%82.40%81.80%-222 bps
Liquid Assets / Assets19.50%18.03%18.42%20.06%21.37%+187 bps