Aloha Pacific
Honolulu, HI · Charter 1845 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
$1.5BAssets
$759.5MLoans
$1.3BShares
$150.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 70% of credit unions $1B-$10B in assets (rank 133 of 435).
- Widest gap: net interest margin trails 95% of credit unions $1B-$10B in assets (rank 415 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.82%
Rank 211 of 435
Net Interest Margin
2.32%
Rank 415 of 435
Efficiency Ratio
74.44%
Rank 265 of 435
Equity / Assets
9.81%
Rank 327 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.82% | 0.55% | 0.81% | 1.14% | Beats 51% | 211 / 435 | |
| Return on Equity | 8.37% | 5.12% | 7.41% | 9.70% | Beats 62% | 167 / 435 | |
| Net Interest Margin | 2.32% | 3.01% | 3.39% | 3.75% | Beats 5% | 415 / 435 | |
| Efficiency Ratio | 74.44% | 65.25% | 71.39% | 77.86% | Beats 39% | 265 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.50% | 0.45% | 0.69% | 1.05% | Beats 70% | 133 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.81% | 9.81% | 10.84% | 12.63% | Beats 25% | 327 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.81% | 9.81% | 10.84% | 12.63% | Beats 25% | 327 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 56.86% | 78.33% | 88.38% | 95.61% | 5th pctl | 413 / 435 | |
| Loans / Assets | 49.58% | 67.69% | 74.58% | 80.80% | 5th pctl | 412 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |