Policemen's
South Bend, IN · Charter 18393 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$95.5MAssets
$31.4MLoans
$80.1MShares
$15.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 88% of credit unions under $1B in assets (rank 206 of 1682).
- Widest gap: net interest margin trails 91% of credit unions under $1B in assets (rank 1537 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.34%
Rank 324 of 1,683
Net Interest Margin
2.82%
Rank 1,537 of 1,683
Efficiency Ratio
61.21%
Rank 206 of 1,682
Equity / Assets
16.39%
Rank 431 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.34% | 0.35% | 0.74% | 1.18% | Beats 81% | 324 / 1,683 | |
| Return on Equity | 8.19% | 2.67% | 5.89% | 8.74% | Beats 71% | 491 / 1,681 | |
| Net Interest Margin | 2.82% | 3.31% | 3.82% | 4.32% | Beats 9% | 1,537 / 1,683 | |
| Efficiency Ratio | 61.21% | 68.91% | 78.20% | 86.93% | Beats 88% | 206 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.29% | 0.26% | 0.65% | 1.29% | Beats 73% | 449 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.39% | 10.44% | 12.89% | 16.53% | Beats 74% | 431 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.39% | 10.44% | 12.89% | 16.53% | Beats 74% | 431 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 39.13% | 52.61% | 69.38% | 83.50% | 10th pctl | 1,508 / 1,683 | |
| Loans / Assets | 32.82% | 44.71% | 59.18% | 70.72% | 10th pctl | 1,507 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |