Priority
Russellville, AR · Charter 18353 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$7.9MAssets
$6.1MLoans
$7.1MShares
$816KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 79% of credit unions under $1B in assets (rank 357 of 1682).
- Widest gap: efficiency ratio trails 98% of credit unions under $1B in assets (rank 1642 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.96%
Rank 1,614 of 1,683
Net Interest Margin
4.21%
Rank 501 of 1,683
Efficiency Ratio
121.20%
Rank 1,642 of 1,682
Equity / Assets
10.29%
Rank 1,287 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.96% | 0.35% | 0.74% | 1.18% | Beats 4% | 1,614 / 1,683 | |
| Return on Equity | -9.31% | 2.67% | 5.89% | 8.74% | Beats 4% | 1,619 / 1,681 | |
| Net Interest Margin | 4.21% | 3.31% | 3.82% | 4.32% | Beats 70% | 501 / 1,683 | |
| Efficiency Ratio | 121.20% | 68.91% | 78.20% | 86.93% | Beats 2% | 1,642 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.21% | 0.26% | 0.65% | 1.29% | Beats 79% | 357 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.29% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,287 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.29% | 10.44% | 12.89% | 16.53% | Beats 24% | 1,287 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 85.78% | 52.61% | 69.38% | 83.50% | 79th pctl | 352 / 1,683 | |
| Loans / Assets | 76.51% | 44.71% | 59.18% | 70.72% | 86th pctl | 232 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |