Nutter Fort, WV · Charter 18254
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.83% | 0.99% | 0.97% | 1.06% | 1.05% | +22 bps | |
| Return on Equity | 4.70% | 5.48% | 5.28% | 5.85% | 5.70% | +100 bps | |
| Net Interest Margin | 3.19% | 3.33% | 3.39% | 3.66% | 3.72% | +53 bps | |
| Efficiency Ratio | 75.01% | 71.84% | 72.89% | 71.44% | 72.30% | -271 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.04% | -1.76% | -1.52% | 2.89% | 1.54% | +459 bps | |
| Loan Growth (YoY) | 2.47% | 16.04% | 28.53% | 31.52% | 28.16% | +2,569 bps | |
| Share Growth (YoY) | -4.86% | -2.94% | -2.58% | 2.67% | 1.22% | +608 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.01% | 0.00% | 0.00% | 0.00% | 0.14% | +13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 17.57% | 18.04% | 18.35% | 18.03% | 18.36% | +79 bps | |
| Net Worth / Assets | 17.57% | 18.04% | 18.35% | 18.03% | 18.36% | +79 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 41.21% | 44.84% | 49.14% | 48.19% | 52.18% | +1,097 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |