Northwest Community Bank
Winsted, CT · Cert 18229 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Connecticut Mutual Holding Co.
SI · FDIC · 14 branches
Q2 2026
$1.3BAssets
$1.0BLoans
$1.1BDeposits
$86.8MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 84% of banks $1B-$10B in assets operating in a single state (rank 42 of 258).
- Widest gap: equity / assets trails 97% of banks $1B-$10B in assets operating in a single state (rank 250 of 258).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.52%
Rank 238 of 258
Net Interest Margin
2.89%
Rank 218 of 258
Efficiency Ratio
79.54%
Rank 234 of 257
Equity / Assets
6.92%
Rank 250 of 258
Non-interest income vs. expense
Unfavorable gap of $28.1M · efficiency ratio beats 9% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.52% | 0.93% | 1.23% | 1.54% | Beats 8% | 238 / 258 | | |
| Return on Equity | 7.57% | 9.26% | 11.84% | 14.74% | Beats 16% | 218 / 258 | | |
| Net Interest Margin | 2.89% | 3.16% | 3.49% | 3.88% | Beats 16% | 218 / 258 | | |
| Efficiency Ratio | 79.54% | 51.71% | 60.30% | 69.65% | Beats 9% | 234 / 257 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.19% | 0.46% | 0.90% | Beats 34% | 172 / 258 | | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.02% | 0.07% | Beats 84% | 42 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 11.99% | 11.41% | 12.98% | 15.12% | Beats 33% | 172 / 258 | | |
| Total Risk-Based Capital Ratio | 13.11% | 12.10% | 13.91% | 16.08% | Beats 39% | 157 / 258 | | |
| Equity / Assets | 6.92% | 9.09% | 10.24% | 11.72% | Beats 3% | 250 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 97.73% | 73.24% | 86.34% | 95.95% | 81st pctl | 49 / 258 | | |
| Loans / Assets | 82.38% | 63.01% | 72.27% | 78.40% | 88th pctl | 30 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |