Webster Bank, National Association
Stamford, CT · Cert 18221 · Peer group: banks over $10B in assets (n=142-144) · Webster Financial Corp.
National charter · OCC · 194 branches
Q2 2026
$85.9BAssets
$57.9BLoans
$70.7BDeposits
$9.8BEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 74% of banks over $10B in assets (rank 38 of 144).
- Widest gap: total risk-based capital ratio trails 74% of banks over $10B in assets (rank 106 of 144).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
1.23%
Rank 75 of 144
Net Interest Margin
3.05%
Rank 94 of 144
Efficiency Ratio
49.94%
Rank 38 of 144
Equity / Assets
11.39%
Rank 72 of 144
Non-interest income vs. expense
Unfavorable gap of $1.1B · efficiency ratio beats 74% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.23% | 1.00% | 1.26% | 1.54% | Beats 48% | 75 / 144 | |
| Return on Equity | 10.77% | 8.98% | 11.34% | 14.40% | Beats 44% | 80 / 144 | |
| Net Interest Margin | 3.05% | 2.82% | 3.31% | 3.68% | Beats 35% | 94 / 144 | |
| Efficiency Ratio | 49.94% | 49.42% | 56.02% | 62.41% | Beats 74% | 38 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.76% | 0.48% | 0.73% | 1.07% | Beats 49% | 74 / 142 | |
| Net Charge-Offs / Loans | 0.15% | 0.05% | 0.11% | 0.22% | Beats 37% | 90 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 12.23% | 12.07% | 12.98% | 14.92% | Beats 30% | 101 / 144 | |
| Total Risk-Based Capital Ratio | 13.47% | 13.39% | 14.14% | 16.25% | Beats 26% | 106 / 144 | |
| Equity / Assets | 11.39% | 9.69% | 11.39% | 12.96% | Beats 50% | 72 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 81.90% | 75.72% | 84.92% | 91.56% | 38th pctl | 89 / 143 | |
| Loans / Assets | 67.39% | 59.83% | 69.07% | 74.80% | 39th pctl | 88 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |