Maple Hill, KS · Cert 18165 · Maple Hill Bancshares Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
Market Position · Topeka, KS · 2026 SOD (annual) · 1.3% share · #15 of 30 inst. · $0.1B of $7.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.63% | 1.67% | 1.62% | 2.23% | 2.04% | +41 bps | |
| Return on Equity | 14.89% | 14.96% | 14.41% | 18.83% | 17.34% | +245 bps | |
| Net Interest Margin | 3.79% | 4.01% | 3.98% | 4.21% | 4.22% | +44 bps | |
| Efficiency Ratio | 47.57% | 47.14% | 48.69% | 38.87% | 41.20% | -637 bps | |
| Non-Interest Burden | 1.70% | 1.79% | 1.84% | 1.24% | 1.49% | -21 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.22% | 2.64% | 6.90% | 6.51% | 6.53% | +132 bps | |
| Loan Growth (YoY) | 6.97% | -3.92% | 5.12% | 10.52% | 8.77% | +180 bps | |
| Deposit Growth (YoY) | 7.02% | 4.58% | 9.28% | 2.72% | 8.77% | +174 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.20% | 0.52% | 0.13% | +13 bps | |
| Net Charge-Offs / Loans | 0.03% | 0.02% | 0.03% | 0.00% | 0.00% | -3 bps | |
| Allowance / Loans | 1.47% | 1.59% | 1.49% | 1.54% | 1.51% | +4 bps | |
| Allowance Coverage of NPLs | n/a | n/a | 7.6x | 3.0x | 11.4x | n/a | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 10.96% | 11.77% | 11.86% | 12.20% | 11.58% | +62 bps | |
| Total Risk-Based Capital | 10.96% | 11.77% | 11.86% | 12.20% | 11.58% | +62 bps | |
| Equity / Assets | 11.05% | 11.74% | 11.51% | 12.24% | 11.53% | +48 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 92.87% | 88.10% | 88.43% | 93.78% | 92.87% | 0 bps | |
| Liquid Assets / Assets | 4.38% | 3.86% | 3.53% | 4.03% | 3.92% | -46 bps | |
| CRE / Total Capital | n/a | 64.31% | 94.45% | 72.79% | n/a | n/a | |