State Bank of Eagle Butte
Eagle Butte, SD · Cert 18145 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
State charter, non-member · FDIC · 1 branch
Q2 2026
$80.3MAssets
$31.0MLoans
$70.9MDeposits
$9.0MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 99% of banks under $1B in assets operating in a single state (rank 7 of 746).
- Widest gap: net charge-offs / loans trails 99% of banks under $1B in assets operating in a single state (rank 734 of 743).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.11%
Rank 344 of 746
Net Interest Margin
5.91%
Rank 7 of 746
Efficiency Ratio
78.11%
Rank 591 of 746
Equity / Assets
11.16%
Rank 309 of 746
Non-interest income vs. expense
Unfavorable gap of $3.5M · efficiency ratio beats 21% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.11% | 0.72% | 1.06% | 1.45% | Beats 54% | 344 / 746 | |
| Return on Equity | 9.98% | 6.74% | 10.51% | 13.63% | Beats 47% | 399 / 746 | |
| Net Interest Margin | 5.91% | 3.17% | 3.68% | 4.16% | Beats 99% | 7 / 746 | |
| Efficiency Ratio | 78.11% | 55.74% | 64.58% | 75.47% | Beats 21% | 591 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.07% | 0.09% | 0.42% | 1.07% | Beats 76% | 177 / 743 | |
| Net Charge-Offs / Loans | 0.80% | 0.00% | 0.01% | 0.05% | Beats 1% | 734 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 23.47% | 11.55% | 13.75% | 17.60% | Beats 89% | 79 / 746 | |
| Total Risk-Based Capital Ratio | 24.73% | 11.71% | 14.33% | 18.43% | Beats 90% | 78 / 746 | |
| Equity / Assets | 11.16% | 8.90% | 10.51% | 13.06% | Beats 59% | 309 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 43.75% | 61.31% | 78.27% | 90.78% | 8th pctl | 690 / 746 | |
| Loans / Assets | 38.62% | 53.60% | 66.97% | 76.08% | 7th pctl | 691 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |